Auto Loans - Actors FCU

Auto Loans

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Auto Loans

Auto Loan Rates that are hard to beat

0% interest and no payments for the first 3 months -- and you can still take advantage of dealer rebates and cash incentives

  • Save 0.25% off our basic rate when you opt for Auto Debit
  • Save up to 0.50% off our basic rate when you have an exceptional Credit Score
  • New Autos: 100% financing, including taxes, title, and registration
  • Used Autos: 100% financing of Blue Book / NADA value of vehicle, including taxes, title, and registration.  Vehicles older than 2008 are not financed
  • Rates based on financing term selected (check Rates tab for current rates)
  • 5% loan value required in Savings Account
  • Rates and terms subject to change without notice
  • ActorsFCU Savings Account required; must be opened before application can be processed
  • Motorcycle Loans also available!


AskAuto App

Shop with confidence for your next vehicle

  • Scan VINs to get average retail cost and EPA mileage estimates on vehicles you like
  • Compare, rank, and save notes on vehicles you might want to buy
  • Learn which loans might work best for you
  • Apply for a loan with ActorsFCU anytime, anywhere, using your smartphone


Enterprise’s Exclusive Perfect Used Car Package

We’ve teamed up with Enterprise to bring our members a great way to buy a vehicle.

  • haggle-free buying
  • 12-month/12,000 limited Powertrain warranty
  • 12-month roadside assistance provided through AAA
  • vehicle certification
  • free Carfax reports
  • 7-day repurchase agreement (some restrictions may apply—ask for details)

Call Enterprise at 800.CARSALES (866.227.7253). Don’t forget to get pre-approved. Contact our Lending Services Department at 212.869.8926, Option 4, or email

New Cars, Inc.

California members: New Cars, Inc. will do all of the legwork for you to find the new or used vehicle of your choosing at the best pricing possible. Contact Lending Services at 212.869.8926, Option 4, for details.

Rates as low as 1.29% APR for qualified members.

Year Rate (APR)
  3-Year 1.29% APR
  4-Year 1.39% APR
  5-Year 1.49% APR
  6-Year** 2.74% APR
  7-Year** 2.74% APR
  3-Year 1.29% APR
  4-Year 1.39% APR
  3-Year 1.29% APR

APR = Annual Percentage Rate; APY = Annual Percentage Yield

** Current model year only.
Rates and terms subject to change without notice. As of 09/06/2022