IRAs - Actors FCU


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A big step toward financial freedom.

Traditional and Roth IRAs offer

  • Immediate Tax Benefits
  • Flexibility

It’s no cliché that there’s no better time than the present to start investing for your future. 

How well do you understand IRAs?

Do you know which IRA makes the most sense for you—the nondeductible Roth IRA or the Traditional IRA?

Do you know there are additional options available for you if your earnings are from 1099 income?

Maybe you haven’t taken the time to look over your current IRAs, or maybe you have a 401k that would better serve you if rolled over into an IRA, where you’d have more control over your options.

To learn more about IRAs, speak with one of our Member Services representatives today, or for information about a full slate of investment options, including IRAs, schedule a no-fee, no-obligation meeting with our in-house Financial Consultant, Gary Ginsberg, 212.869.8926, ext. 315. Either way we can help you get started with an IRA.

Traditional IRA Brochure

Roth IRA Brochure


Gary Ginsberg is a registered representative with Royal Alliance Associates, Inc., member FINRA / SIPC. Investments through Royal Alliance Associates, Inc., are not federally insured, are not obligations of the credit union, are not guaranteed by the credit union or any affiliated entity, and involve investment risks, including the possible loss of principal.
Money Rate 0.50% 0.50%
6 months 0.80% 0.80%
12 months 1.05% 1.05%
24 months 1.45% 1.44%
36 months 1.55% 1.54%
60 months 2.15% 2.13%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 09/21/2022