APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023Rates
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eMax$ Online
Apply for Membership| Award Level | APY | APR |
|---|---|---|
| One-Star | 0.60% | 0.60% |
| Two-Star | 0.70% | 0.70% |
| Three-Star | 0.80% | 0.80% |
| Four-Star | 1.10% | 1.10% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023Holiday Club
Apply for MembershipAPR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023Certificate Account
Apply for MembershipAPR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023IRAs
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023Credit Cards
VISA® Platinum Premium
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 7.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023VISA® Platinum Preferred
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 8.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023VISA® Platinum
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 11.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 10/02/2023Secured VISA®
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 14.9% | |
| Credit Limit | 80% of frozen amount in CD, up to a maximum of $2,000 |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 10/02/2023Loans
Home Loans
Adjustable Rate Mortgages (ARMs)
| Term | Base Rate | APR* |
|---|---|---|
| 1/1 ARM | 2.50% | 4.097% |
| 3/1 ARM | 2.75% | 3.917% |
| 5/1 ARM | 2.99% | 3.826% |
| 7/1 ARM | 3.25% | 3.819% |
*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, 2/6 caps >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.
These assumptions are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score. The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
| Term | Base Rate | APR* |
|---|---|---|
| 10 Year | 2.990% | 4.097% |
| 15 Year | 3.250% | 3.294% |
| 30 Year | 3.500% | 3.054% |
*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.
These assumptions are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score. The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
Home Equity Line of Credit (HELOC)
| Term | Base Rate (APR) |
|---|---|
| 20 Year | Prime Rate for Life |
Home Equity Loan (Fixed Rate)
| Term | Base Rate (APR) |
|---|---|
| 10 Year | 4.25% |
| 15 Year | 4.50% |
Auto Loans
APPLY NOWRates as low as 1.29% APR for qualified members.
| Year | Rate (APR) |
|---|---|
| 2015-2013 | |
| 3-Year | 1.29% APR |
| 4-Year | 1.39% APR |
| 5-Year | 1.49% APR |
| 6-Year** | 2.74% APR |
| 7-Year** | 2.74% APR |
| 2012-2011 | |
| 3-Year | 1.29% APR |
| 4-Year | 1.39% APR |
| 2010-2007 | |
| 3-Year | 1.29% APR |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
** Current model year only.
Rates and terms subject to change without notice. As of 10/02/2023
Consumer Loans
Personal Loan
| Term | Rate (APR) |
|---|---|
| 1-Year | 4.40% |
| 2-Year | 5.40% |
| 3-Year | 6.40% |
| 4-Year | 7.40% |
| 5-Year | 8.40% |
Balance Transfer Loan
| Term | Rate (APR) |
|---|---|
| 2.9% intro rate first six months |
8.9% thereafter |
Body Image Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | 8% |
| 4-Year | 9% |
| 5-Year | 10% |
Cash Draw
| Term | Rate (APR) |
|---|---|
| Open-Ended | 14.9% |
Computer Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | 6.40% |
| 4-Year | 7.40% |
| 5-Year | 8.40% |
Income Tax Loan
| Term | Rate (APR) |
|---|---|
| 1–5 Year | Prime Rate + 2.5% adjustable rate |
Share-Secured Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | 3.90% |
| 4-Year | 4.90% |
| 5-Year | 5.90% |
CD-Secured Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | |
| 4-Year | 2.9% above High-Yield CD rate |
| 5-Year |
Vacation Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | 6.40% |
| 4-Year | 7.40% |
| 5-Year | 8.40% |
APR = Annual Percentage Rate
Fast Ca$h
| Term | Rate (APR) |
|---|---|
| 6 months | 15% |
Musical Instruments Loans
APPLY NOW| Loan Amount | Max. Term | Rate (APR) |
|---|---|---|
| 10,001-25,000 |
7 years |
4.50% |
|
25,001-50,000 |
15-yr amortization |
4.99% |
| 50,001 - 100,000 |
20-yr amortization |
4.99% |
|
100,001-250,000 |
25-yr amortization |
4.99% |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 10/02/2023Union Initiation Fee Loans
APPLY NOW| Term | Rate (APR) |
|---|---|
| 1-Year | 5.9% |
| 2-Year | 6.9% |
| 3-Year | 7.9% |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 10/02/2023Balance Transfer
Balance Transfer Loan
| Term | Rate (APR) |
|---|---|
| 2.9% intro rate first six months |
8.9% thereafter |