Actors FCU

Rates

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Savings

Savings Account

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Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

eMax$ Online

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Award Level APY APR
One-Star 0.60% 0.60%
Two-Star 0.70% 0.70%
Three-Star 0.80% 0.80%
Four-Star 1.10% 1.10%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

Holiday Club

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Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

Certificate Account

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Term APY APR
6 months 0.65% 0.65%
9 months 2.50% 2.47%
12 months 1.05% 1.04%
24 months 1.35% 1.34%
36 months 1.60% 1.59%
60 months 2.00% 1.99%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

IRAs

Term APY APR
Money Rate 0.50% 0.50%
6 months 0.80% 0.80%
12 months 1.05% 1.05%
24 months 1.45% 1.44%
36 months 1.55% 1.54%
60 months 2.15% 2.13%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

Credit Cards

VISA® Platinum Premium

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Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 7.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

VISA® Platinum Preferred

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Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 8.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

VISA® Platinum

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Term Rate (APR)
  11.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 08/09/2020

Secured VISA®

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Term Rate (APR)
  14.9%
Credit Limit 80% of frozen amount in CD, up to a maximum of $2,000

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 08/09/2020

Loans

Home Loans

Adjustable Rate Mortgages (ARMs)

Term Base Rate APR*
1/1 ARM 2.50% 4.097%
3/1 ARM 2.75% 3.917%
5/1 ARM 2.99% 3.826%
7/1 ARM 3.25% 3.819%

*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, 2/6 caps >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.

These assumptions are subject to change without notice.  Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score.  The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

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Fixed Rate Mortgages

Term Base Rate APR*
10 Year 2.990% 4.097%
15 Year 3.250% 3.294%
30 Year 3.500% 3.054%

*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.

These assumptions are subject to change without notice.  Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score.  The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

Apply now for an adustable rate mortgage


Home Equity Line of Credit (HELOC)

Term Base Rate (APR)
20 Year Prime Rate for Life

 

Apply now for a home equity line of credit


Home Equity Loan (Fixed Rate)

Term Base Rate (APR)
10 Year 4.25%
15 Year 4.50%

 

Apply now for a home equity line of credit

Rates and terms subject to change without notice. As of 08/09/2020

Auto Loans

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Rates as low as 1.29% APR for qualified members.

Year Rate (APR)
  2015-2013  
  3-Year 1.29% APR
  4-Year 1.39% APR
  5-Year 1.49% APR
  6-Year** 2.74% APR
  7-Year** 2.74% APR
  2012-2011  
  3-Year 1.29% APR
  4-Year 1.39% APR
  2010-2007  
  3-Year 1.29% APR
 

APR = Annual Percentage Rate; APY = Annual Percentage Yield

** Current model year only.
Rates and terms subject to change without notice. As of 08/09/2020

Consumer Loans

Personal Loan

Term Rate (APR)
1-Year 4.40%
2-Year 5.40%
3-Year 6.40%
4-Year 7.40%
5-Year 8.40%

Balance Transfer Loan

Term Rate (APR)
2.9% intro rate
first six months

8.9% thereafter

Body Image Loan

Term Rate (APR)
3-Year 8%
4-Year 9%
5-Year 10%

Cash Draw

Term Rate (APR)
Open-Ended 14.9%

Computer Loan

Term Rate (APR)
3-Year 6.40%
4-Year 7.40%
5-Year 8.40%

Income Tax Loan

Term Rate (APR)
1–5 Year Prime Rate + 2.5% adjustable rate

Share-Secured Loan

Term Rate (APR)
3-Year 3.90%
4-Year 4.90%
5-Year 5.90%

CD-Secured Loan

Term Rate (APR)
3-Year  
4-Year 2.9% above High-Yield CD rate
5-Year  

Vacation Loan

Term Rate (APR)
3-Year 6.40%
4-Year 7.40%
5-Year 8.40%

APR = Annual Percentage Rate

Fast Ca$h

Term Rate (APR)
6 months 15%
   
Rates and terms subject to change without notice. As of 08/09/2020

Musical Instruments Loans

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Loan Amount Max. Term Rate (APR)
10,001-25,000

7 years

4.50%

25,001-50,000

15-yr amortization
3-yr balloon

4.99%

50,001 - 100,000

20-yr amortization
3-yr balloon

4.99%

100,001-250,000

25-yr amortization
3-yr balloon

4.99%

 

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 08/09/2020

Union Initiation Fee Loans

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Term Rate (APR)
1-Year 5.9%
2-Year 6.9%
3-Year 7.9%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 08/09/2020

Balance Transfer

Balance Transfer Loan

Term Rate (APR)
2.9% intro rate
first six months

8.9% thereafter

   
Rates and terms subject to change without notice. As of 08/09/2020
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