Secured VISA® - Actors FCU

Secured VISA®

Print this page
  • Looking to rebuild your credit or to establish credit history?
  • Get the benefit of earning interest on the collateral held in a CD while building credit with our Secured VISA®


  • Credit limit: 80% of funds held in a CD at ActorsFCU
Interest Rates and Interest Charges for Secured VISA® 
Annual Percentage Rate 14.9% APR
APR for Balance Transfer  14.9% APR
APR for Cash Advances 14.9% APR
Penalty APR and When It Applies None
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $.50
For Credit Card Tips from the Federal Reserve Board

To Learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at

Set-up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available.
Annual Fee $25
Additional Card Fee $10
Transaction Fees
Balance Transfer None
Term Rate (APR)
Credit Limit 80% of frozen amount in CD, up to a maximum of $2,000

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 09/07/2022