Savings (Share) Account
| Monthly Maintenance Fee on Accounts with Balance below $100 |
$5 per month |
|
Inactive Account Fee |
$10 per month after 12 months of inactivity
|
Draft - Checking Account
| Overdraft/Funds Unavailable (with Courtesy Pay) |
$30 per overdraft |
|
Overdraft/Funds Unavailable (without Courtesy Pay) |
$30 per overdraft |
| Stop Payment for Draft or Cashier’s Check |
$25 per check |
| Overdraft Automatic Transfer from Shares |
$5 per transfer |
| Check Printing |
$17 and up |
| Copy of Check (from Online Banking) |
Free |
| Copy of Check (from Member Services) |
Free < 6 months / $5 per Check > 6 months |
| Official / Cashier’s Check |
$8.50 per check |
VISA Debit Card
| Withdrawal or Inquiry Non-ActorsFCU/CO-OP ATM |
$0.75 per transaction |
|
ATM Overdraft |
$30 per overdraft |
|
Debit Card Overdraft (with Courtesy Pay) |
$30 per overdraft |
|
Debit Card Overdraft (without Courtesy Pay) |
$30 per overdraft |
|
Replacement Card (Regular Mail) |
Free - First Replacement / $15 each after |
|
Replacement Card Shipped via Express Mail |
$40 per card |
|
Replacement Card (Instant Issue) |
$15 each instant issue card replacement |
Electronic/ACH Transactions
| ACH Stop Payment |
$25 per item |
| ACH Overdraft (with Courtesy Pay - Checking Account Only) |
$30 per overdraft |
| ACH Overdraft (without Courtesy Pay) |
$30 per overdraft |
General Fees
|
Returned Deposited Check |
$20 per check |
|
Employee-Performed eMax$ Transaction |
$7.50 |
|
Statement Copies |
Free < 6 months / $5 per Statement > 6 months |
|
Wire Transfers (Domestic) |
$25 per transfer |
|
Wire Transfers (International) |
$45 per transfer |
|
Money Orders |
$5 each |
|
Express Mail |
$15 per item |
|
Research Fee |
$20 per hour/one-hour minimum |
|
1099 Tax Copy |
Free |
|
Bill Pay (unlimited) |
$1.99 per month |
|
Counter Check (Temporary Checks) |
$5 per 4 checks |
|
Restraining Orders / Legal Processing |
$50 |
|
Foreign Collection Item |
$20 per Foreign Item (Highest Tier) |
|
Abandoned Account Escheatment |
$25 |